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Business Lending Criteria

Before applying for a loan it helps to understand the lending criteria.

Criteria for business loan applications

  • Borrow £25,000 to £250,000
  • Terms up to 60 months
  • Limited companies, LLPs, PLCs, and social enterprises are acceptable
  • 2 years of accounts history (Alternatively, see startup business loans)
  • Good credit history required (no outstanding CCJs)
  • Directors/Partners must be UK residents
  • Secured or unsecured loans available
  • You will be required to provide the last 3 months’ bank statements

Apply online and get a decision within two days of us receiving the required information.

Please be aware that we do not provide personal loans. If you are looking for a personal guarantor loan, please see this comparison site.

All fees are payable upon completion of a loan.