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Construction Project Management business is requesting to borrow £100,000 over 60 months. If people invest in Provision UK Limited, "[the] hope is that they will know they are making a tangible difference that will impact many people for the better," explains Nigel Williams, a consultant to the company. ProVision's team of four directors and 30 staff provides construction project management to churches and charitable organizations. The business is entirely driven by referrals from satisfied customers who have seen ProVision successfully help push their project to completion. With rebuildingsociety lenders' help, ProVision aim to increase their working capital and pay off credit card debt in hopes that the loan repayment will be a lower monthly burden. Without the loan, the company's growth may slow, Williams said.

A Unique Model

ProVision uses their "traffic light model" to mitigate risk and ensure project success. The detailed process brings forward some elements of work in the project that will flag any significant concerns which would affect its progress. These elements include land boundaries, title deed issues, restrictive covenants, legal and governance concerns and financial limitations. "All embers of the management Team have over 20 years experience each in this market – either as church members, leaders, trustees or assistance with building projects/design," Williams said. "This understanding of the challenges facing many church and community leaders/trustees who have little experience on bringing a project to a place of reality has been invaluable."

Social Impact

Because ProVision works with charities and churches, its work advances the support and development a community needs to thrive. That has been attractive to investors in the past, Williams says. "The Directors and staff believe in what they are doing and have a heart to impact all areas of society for good, regardless of background, faith, gender, and so on. They also believe by working with clients, that the benefits and additional profits that projects may generate means the funds can stay within the client's control and therefore within their local communities." The loan's risk is mitigated in part because the directors have primarily invested their own money into the project so there is no other bank debt, Williams says. The auction has so far met 40 percent of its £100,000 goal and just received a two-week extension. You can read ProVision's loan profile here.