Tada! Hopefully you’ve noticed the new look and feel of the platform!
We’ve been working hard over the past few months to update the site not only aesthetically but also from a usability perspective. We’ve also added a few new features that we hope many of you will enjoy and will help you to continue building your investment portfolios.
Here’s some of the areas that have seen the most change.
Your Dashboard
We’ve made the dashboard more visual to help you better track your investments and their performance. We’ve also created a ‘Simple’ and ‘Advanced’ dashboard for everyone, allowing you to flick between them depending on what information you’re after.
Simple Dashboard
The simple dashboard is designed to allow you to get a quick visual overview of your funds invested and the overall performance of your portfolio, allowing you to see how the net worth of your account is growing as well as how much you have invested vs idle cash.
For those of you that are long term investors you’ll see that your charts are already quiet mature and provide you with a good overview of your investment patterns and development over the years. For those of you that have more recently joined rebuildingsociety.com your charts will not be as mature, but you’ll be able to see them change and grow over time.
Below these charts you’ll be able to access the information you were used to seeing on the previous design. From this single area you’ll be able to completely manage your portfolio, viewing your current loans (active and in default), your bids, your statements, loan updates on underperforming loans as well as your repayments calendar and your view of microloans you have on the secondary market.
Advanced Dashboard
Your advanced dashboard looks similar to the one you’ve grown used to. Giving you more detailed information on your investments. From here you’ll also be able to download a CSV of your account allowing you to easily access the data and use it for yourself.
If you’re unsure of what any of the figures in the table mean you can simple click on the blue ‘?’ for more information.
From both dashboard views you’ll also be able to access useful information such as our Lender Info pack , access our Lender Library and also remind yourself of the risks associated with lending.
The BuyBack Guarantee
If you’re active on the secondary market you may have noticed some changes on the secondary market before now.
With the redesign we’ve also launch, which we believe to be the UK's 1st BuyBack guarantee. In a nutshell this is a promise between one lender and another, where the selling lender promises to buyback the microloan(s) in the event that the loan falls into arrears by more than 60 days. Only sophisticated and High net worth lenders may offer the guarantee but all lenders may buy a microloan with the guarantee.
As a platform we’ll automatically ensure that the ‘promising’ lender has sufficient balance to repurchase the microloan when/if required.
The buyback guarantee will allow issuing lenders the ability to free up their capital to invest in other new loans and will give the buying lenders a degree of peace of mind.
Keep a look out for the blue shield icon on the secondary market that indicates loans that have microloans with a buyback guarantee available.
Find out more about the buyback guarantee.
Loan Profile
The loan profiles for each loan have also undergone a face lift, but still contain all the information you might need to make an informed lending decision. As a platform we’re proud of the amount of information and the detail of the information provided on each of our loan profiles. We believe that transparency is an essential part of peer-to-peer lending and want to help you make the best decisions for your portfolio.
Our loan profiles provide you with more than just the information about the business, we provide you with detail on any security offered, indicative risks that we’ve highlighted during our own assessment of the loan as well as information on how loans of the same risk rating have performed in the past. In addition to all this information, we also provide you with the opportunity to ask questions of the borrower / broker directly so that you can clarify anything that remains unclear or to just build a better rapport with the borrower.
Find out more about interpreting the information on the loan profiles.
We hope that you'll enjoy the new look and feel of the platform and find it easy to invest. If you have any questions, suggestions or feedback, please do not hesitate to contact us.
In addition to contacting us through the platform if you're on social media please connect / follow us and help spread the word.
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