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* Platform average net return as at 31/6/22. Your return may be higher or lower. Your capital is at risk. Not covered by FSCS.
Brian Johnson's thoughts on reubildingsociety.com
The Innovative Finance ISA pays tax-free interest each month, rates vary, typical return is 6% pa.
Tax treatment depends on the individual circumstances and may be subject to change in future.
Upload funds and lend
Average Net Return : 6.1%*
Transfer from other ISAs to begin lending.
“I have been investing (lending) through rebuildingsociety since January 2014. After a successful 1½ years with the platform, I added an account for my pension scheme in 2015. Later, I added an IFISA account in 2017.”
– Veronica on TrustPilot.com
The Innovative Finance ISA (IFISA) allows you to lend directly to businesses, without paying personal taxes on returns made.
Tax treatment depends on the individual circumstances of each client and may be subject to change in future.
ISAs have constituted a trusted saving and investment method for several years. We are now giving you the opportunity to combine an ISA with peer-to-peer lending. With your IFISA account, you can continue to lend to and support British SMEs on our FCA-authorised peer-to-business lending platform, without paying personal taxes on the returns.
You can choose how much to lend, from £10 up to the legal annual allowance; transfer to and from other ISAs as you wish; make your own decisions; and access your capital on the Secondary Marketplace. Simple and straightforward, the IFISA process requires the transferral of bank funds or ISA holdings, which can then be used as normal.
Open an account.
It’s a fast, simple online process
Add funds.
Simply complete a direct bank transfer to upload your funds
Track your activity.
Monitor all transactions on your dashboard
